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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CLEARVIEW FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CLEARVIEW FEDERAL CREDIT UNION |
| Address | 8805 UNIVERSITY BLVD
MOON, PA 15108-2580 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 750 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $40,446,000 |
| Average Mortgage Loan Amount Applied For | $58,836 |
| Highest Mortgage Loan Amount Applied For | $360,000 |
| Average Applicant Income | $78,140 |
| Highest Applicant Income | $672,000 |
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| Home Improvement |
256 | $10,169,000 |
$39,000 | $300,000 |
$75,000 | $229,000 |
| Home Purchase |
50 | $5,861,000 |
$117,000 | $360,000 |
$64,000 | $149,000 |
| Refinancing |
462 | $25,296,000 |
$54,000 | $288,000 |
$72,000 | $672,000 |
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| American Indian or Alaskan Native |
2 | $63,000 |
$31,000 | $44,000 |
$40,000 | $54,000 |
| Asian |
8 | $715,000 |
$89,000 | $300,000 |
$81,000 | $140,000 |
| Black or African American |
26 | $1,290,000 |
$49,000 | $150,000 |
$67,000 | $119,000 |
| Hispanic |
16 | $1,166,000 |
$72,000 | $277,000 |
$57,000 | $147,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $75,000 |
$37,000 | $50,000 |
$54,000 | $65,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
192 | $9,855,000 |
$51,000 | $200,000 |
$77,000 | $672,000 |
| White |
522 | $28,162,000 |
$53,000 | $360,000 |
$71,000 | $269,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
768 | $41,326,000 |
$53,000 | $360,000 |
$72,000 | $672,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $5,000 |
$5,000 | $5,000 |
$67,000 | $67,000 |
| Application Denied By Financial Institution |
106 | $6,447,000 |
$60,000 | $360,000 |
$66,000 | $672,000 |
| Application Withdrawn By Applicant |
69 | $3,973,000 |
$57,000 | $300,000 |
$66,000 | $208,000 |
| File Closed For Incompleteness |
12 | $519,000 |
$43,000 | $101,000 |
$58,000 | $130,000 |
| Loan Originated |
580 | $30,382,000 |
$52,000 | $310,000 |
$74,000 | $269,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $134,000 |
$26,000 | $40,000 |
$78,000 | $132,000 |
| Credit Application Incomplete |
4 | $148,000 |
$37,000 | $75,000 |
$39,000 | $59,000 |
| Credit History |
4 | $136,000 |
$34,000 | $60,000 |
$37,000 | $48,000 |
| Debt-To-Income Ratio |
6 | $294,000 |
$49,000 | $70,000 |
$54,000 | $83,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $43,000 |
$43,000 | $43,000 |
$18,000 | $18,000 |
| Unverifiable Information |
1 | $68,000 |
$68,000 | $68,000 |
$168,000 | $168,000 |
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Mortgage Loan App Totals for CLEARVIEW FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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