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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CLIFFCO, INC. DBA CLIFFCO MORT
Mortgage Loans and Application Details
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| Mortgage Company Name |
CLIFFCO, INC. DBA CLIFFCO MORT |
| Address | 1048 OLD COUNTRY RD
WESTBURY, NY 11590 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 268 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $70,298,000 |
| Average Mortgage Loan Amount Applied For | $247,350 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $142,800 |
| Highest Applicant Income | $900,000 |
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| Home Improvement |
1 | $124,000 |
$124,000 | $124,000 |
$125,000 | $125,000 |
| Home Purchase |
120 | $30,224,000 |
$251,000 | $2,000,000 |
$153,000 | $900,000 |
| Refinancing |
147 | $39,950,000 |
$271,000 | $650,000 |
$153,000 | $720,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $435,000 |
$217,000 | $335,000 |
$126,000 | $162,000 |
| Black or African American |
35 | $8,905,000 |
$254,000 | $572,000 |
$124,000 | $709,000 |
| Hispanic |
17 | $5,823,000 |
$342,000 | $608,000 |
$139,000 | $352,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
15 | $2,868,000 |
$191,000 | $560,000 |
$193,000 | $504,000 |
| White |
199 | $52,267,000 |
$262,000 | $2,000,000 |
$157,000 | $900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
267 | $70,088,000 |
$262,000 | $2,000,000 |
$154,000 | $900,000 |
| FHA-insured (Federal Housing Administration) |
1 | $210,000 |
$210,000 | $210,000 |
$12,000 | $12,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $2,244,000 |
$249,000 | $608,000 |
$358,000 | $869,000 |
| Application Denied By Financial Institution |
7 | $1,393,000 |
$199,000 | $360,000 |
$107,000 | $126,000 |
| Application Withdrawn By Applicant |
37 | $9,401,000 |
$254,000 | $675,000 |
$162,000 | $709,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
215 | $57,260,000 |
$266,000 | $2,000,000 |
$144,000 | $900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CLIFFCO, INC. DBA CLIFFCO MORT by:
Metropolitan Area And
County
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