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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CLINTON COUNTY FEDERA CR UN
Mortgage Loans and Application Details
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| Mortgage Company Name |
CLINTON COUNTY FEDERA CR UN |
| Address | 1200 ZEEB DRIVE
ST JOHNS, MI 48879 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 75 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,432,000 |
| Average Mortgage Loan Amount Applied For | $23,444 |
| Highest Mortgage Loan Amount Applied For | $70,000 |
| Average Applicant Income | $54,222 |
| Highest Applicant Income | $228,000 |
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| Home Improvement |
43 | $559,000 |
$13,000 | $38,000 |
$56,000 | $228,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
32 | $873,000 |
$27,000 | $70,000 |
$61,000 | $122,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $9,000 |
$9,000 | $9,000 |
$118,000 | $118,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
74 | $1,423,000 |
$19,000 | $70,000 |
$57,000 | $228,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
75 | $1,432,000 |
$19,000 | $70,000 |
$58,000 | $228,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
16 | $221,000 |
$13,000 | $34,000 |
$51,000 | $87,000 |
| Application Withdrawn By Applicant |
5 | $97,000 |
$19,000 | $30,000 |
$52,000 | $109,000 |
| File Closed For Incompleteness |
4 | $69,000 |
$17,000 | $30,000 |
$45,000 | $77,000 |
| Loan Originated |
50 | $1,045,000 |
$20,000 | $70,000 |
$62,000 | $228,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $50,000 |
$12,000 | $20,000 |
$43,000 | $52,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $38,000 |
$9,000 | $20,000 |
$49,000 | $76,000 |
| Debt-To-Income Ratio |
7 | $118,000 |
$16,000 | $34,000 |
$56,000 | $87,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $15,000 |
$15,000 | $15,000 |
$64,000 | $64,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CLINTON COUNTY FEDERA CR UN by:
Metropolitan Area And
County
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