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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CLOVER COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CLOVER COMMUNITY BANK |
| Address | 124 NORTH MAIN STREET
CLOVER, SC 29710 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 52 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,000,000 |
| Average Mortgage Loan Amount Applied For | $129,875 |
| Highest Mortgage Loan Amount Applied For | $288,000 |
| Average Applicant Income | $80,375 |
| Highest Applicant Income | $347,000 |
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| Home Improvement |
6 | $247,000 |
$41,000 | $53,000 |
$51,000 | $96,000 |
| Home Purchase |
35 | $2,938,000 |
$83,000 | $288,000 |
$44,000 | $166,000 |
| Refinancing |
17 | $1,332,000 |
$78,000 | $200,000 |
$69,000 | $347,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $632,000 |
$79,000 | $115,000 |
$36,000 | $115,000 |
| Hispanic |
1 | $53,000 |
$53,000 | $53,000 |
$42,000 | $42,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $378,000 |
$126,000 | $248,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
46 | $3,454,000 |
$75,000 | $288,000 |
$59,000 | $347,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
58 | $4,517,000 |
$77,000 | $288,000 |
$52,000 | $347,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
24 | $1,948,000 |
$81,000 | $200,000 |
$33,000 | $115,000 |
| Application Withdrawn By Applicant |
2 | $178,000 |
$89,000 | $108,000 |
$49,000 | $60,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
32 | $2,391,000 |
$74,000 | $288,000 |
$66,000 | $347,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CLOVER COMMUNITY BANK by:
Metropolitan Area And
County
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