|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CLOVER LEAF BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CLOVER LEAF BANK |
| Address | 6814 GOSHEN ROAD, P.O. BOX 540
EDWARDSVILLE, IL 62025 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 205 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,381,000 |
| Average Mortgage Loan Amount Applied For | $95,125 |
| Highest Mortgage Loan Amount Applied For | $518,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $360,000 |
|
|
|
| Home Improvement |
20 | $1,005,000 |
$50,000 | $202,000 |
$122,000 | $360,000 |
| Home Purchase |
91 | $11,444,000 |
$181,000 | $518,000 |
$96,333 | $242,000 |
| Refinancing |
96 | $10,504,000 |
$109,000 | $440,000 |
$70,000 | $200,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $547,000 |
$182,000 | $334,000 |
$87,000 | $126,000 |
| Black or African American |
3 | $649,000 |
$216,000 | $440,000 |
$63,000 | $90,000 |
| Hispanic |
2 | $113,000 |
$56,000 | $79,000 |
$77,000 | $101,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $1,132,000 |
$75,000 | $181,000 |
$0 | $0 |
| Not Provided |
2 | $59,000 |
$29,000 | $40,000 |
$199,000 | $360,000 |
| White |
182 | $20,453,000 |
$177,333 | $518,000 |
$98,333 | $242,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
207 | $22,953,000 |
$176,666 | $518,000 |
$99,333 | $360,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
3 | $433,000 |
$144,000 | $290,000 |
$56,000 | $92,000 |
| Application Denied By Financial Institution |
9 | $1,345,000 |
$149,000 | $320,000 |
$45,000 | $79,000 |
| Application Withdrawn By Applicant |
8 | $917,000 |
$114,000 | $295,000 |
$55,000 | $131,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
185 | $19,686,000 |
$121,000 | $518,000 |
$101,500 | $360,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
2 | $572,000 |
$286,000 | $360,000 |
$104,000 | $108,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $30,000 |
$30,000 | $30,000 |
$10,000 | $10,000 |
| Debt-To-Income Ratio |
8 | $1,315,000 |
$164,000 | $320,000 |
$57,000 | $79,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for CLOVER LEAF BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
