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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CLOVER LEAF BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
CLOVER LEAF BANK |
| Address | 6814 GOSHEN ROAD, P.O. BOX 540
EDWARDSVILLE, IL 62025 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 85 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,959,000 |
| Average Mortgage Loan Amount Applied For | $249,600 |
| Highest Mortgage Loan Amount Applied For | $2,630,000 |
| Average Applicant Income | $108,200 |
| Highest Applicant Income | $387,000 |
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| Home Improvement |
10 | $1,123,000 |
$112,000 | $250,000 |
$78,000 | $175,000 |
| Home Purchase |
48 | $9,984,000 |
$208,000 | $2,630,000 |
$78,000 | $387,000 |
| Refinancing |
27 | $3,852,000 |
$142,000 | $1,151,000 |
$57,000 | $163,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $1,500,000 |
$1,500,000 | $1,500,000 |
$387,000 | $387,000 |
| Black or African American |
3 | $307,000 |
$102,000 | $185,000 |
$25,000 | $40,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $4,749,000 |
$593,000 | $2,630,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
73 | $8,403,000 |
$115,000 | $460,000 |
$77,000 | $336,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
85 | $14,959,000 |
$175,000 | $2,630,000 |
$71,000 | $387,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $1,288,000 |
$143,000 | $246,000 |
$70,000 | $163,000 |
| Application Denied By Financial Institution |
11 | $619,000 |
$56,000 | $122,000 |
$33,000 | $47,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
65 | $13,052,000 |
$200,000 | $2,630,000 |
$78,000 | $387,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $232,000 |
$58,000 | $92,000 |
$29,000 | $40,000 |
| Debt-To-Income Ratio |
7 | $387,000 |
$55,000 | $122,000 |
$35,000 | $47,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CLOVER LEAF BANK by:
Metropolitan Area And
County
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