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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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CME FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
CME FEDERAL CREDIT UNION |
| Address | 365 SOUTH FOURTH STREET
COLUMBUS, OH 43215-5486 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 103 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,585,000 |
| Average Mortgage Loan Amount Applied For | $118,800 |
| Highest Mortgage Loan Amount Applied For | $814,000 |
| Average Applicant Income | $85,100 |
| Highest Applicant Income | $244,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
26 | $4,506,000 |
$173,000 | $814,000 |
$81,000 | $244,000 |
| Refinancing |
88 | $8,915,000 |
$101,000 | $251,000 |
$77,000 | $207,000 |
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| American Indian or Alaskan Native |
1 | $124,000 |
$124,000 | $124,000 |
$115,000 | $115,000 |
| Asian |
1 | $78,000 |
$78,000 | $78,000 |
$86,000 | $86,000 |
| Black or African American |
12 | $1,346,000 |
$112,000 | $248,000 |
$67,000 | $123,000 |
| Hispanic |
1 | $92,000 |
$92,000 | $92,000 |
$79,000 | $79,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $460,000 |
$230,000 | $380,000 |
$104,000 | $156,000 |
| White |
97 | $11,321,000 |
$116,000 | $814,000 |
$79,000 | $244,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
114 | $13,421,000 |
$117,000 | $814,000 |
$78,000 | $244,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $361,000 |
$120,000 | $129,000 |
$65,000 | $92,000 |
| Application Denied By Financial Institution |
7 | $607,000 |
$86,000 | $221,000 |
$63,000 | $101,000 |
| Application Withdrawn By Applicant |
12 | $1,321,000 |
$110,000 | $194,000 |
$66,000 | $108,000 |
| File Closed For Incompleteness |
4 | $871,000 |
$217,000 | $430,000 |
$71,000 | $156,000 |
| Loan Originated |
84 | $9,803,000 |
$116,000 | $814,000 |
$83,000 | $244,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
4 | $458,000 |
$114,000 | $180,000 |
$65,000 | $118,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $281,000 |
$140,000 | $221,000 |
$68,000 | $98,000 |
| Credit Application Incomplete |
2 | $202,000 |
$101,000 | $152,000 |
$80,000 | $101,000 |
| Credit History |
1 | $60,000 |
$60,000 | $60,000 |
$19,000 | $19,000 |
| Debt-To-Income Ratio |
1 | $38,000 |
$38,000 | $38,000 |
$89,000 | $89,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $26,000 |
$26,000 | $26,000 |
$39,000 | $39,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for CME FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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