|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
CNLBANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
CNLBANK |
| Address | 4700 MILLENIA BLVD SUITE 510
ORLANDO, FL 32839 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 381 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $167,948,000 |
| Average Mortgage Loan Amount Applied For | $369,551 |
| Highest Mortgage Loan Amount Applied For | $3,560,000 |
| Average Applicant Income | $179,310 |
| Highest Applicant Income | $1,809,000 |
|
|
|
| Home Improvement |
10 | $5,746,000 |
$574,000 | $1,100,000 |
$439,000 | $1,697,000 |
| Home Purchase |
276 | $131,213,000 |
$475,000 | $3,560,000 |
$180,000 | $1,697,000 |
| Refinancing |
110 | $39,241,000 |
$356,000 | $3,150,000 |
$143,000 | $1,809,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
11 | $3,557,000 |
$323,000 | $515,000 |
$319,000 | $1,363,000 |
| Black or African American |
7 | $2,214,000 |
$316,000 | $650,000 |
$173,000 | $420,000 |
| Hispanic |
38 | $11,747,000 |
$309,000 | $765,000 |
$153,000 | $900,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $607,000 |
$607,000 | $607,000 |
$127,000 | $127,000 |
| Not applicable |
6 | $3,581,000 |
$596,000 | $1,275,000 |
$5,000 | $34,000 |
| Not Provided |
35 | $16,792,000 |
$479,000 | $2,016,000 |
$195,000 | $1,118,000 |
| White |
298 | $137,702,000 |
$462,000 | $3,560,000 |
$176,000 | $1,809,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
395 | $176,051,000 |
$445,000 | $3,560,000 |
$177,000 | $1,809,000 |
| FHA-insured (Federal Housing Administration) |
1 | $149,000 |
$149,000 | $149,000 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
31 | $20,302,000 |
$654,000 | $3,560,000 |
$314,000 | $1,809,000 |
| Application Denied By Financial Institution |
32 | $14,444,000 |
$451,000 | $1,563,000 |
$162,000 | $1,697,000 |
| Application Withdrawn By Applicant |
27 | $7,684,000 |
$284,000 | $792,000 |
$162,000 | $636,000 |
| File Closed For Incompleteness |
20 | $5,756,000 |
$287,000 | $640,000 |
$92,000 | $324,000 |
| Loan Originated |
271 | $119,762,000 |
$441,000 | $2,621,000 |
$172,000 | $1,697,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
15 | $8,252,000 |
$550,000 | $2,500,000 |
$145,000 | $442,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $1,675,000 |
$209,000 | $442,000 |
$43,000 | $145,000 |
| Debt-To-Income Ratio |
14 | $7,492,000 |
$535,000 | $2,500,000 |
$129,000 | $442,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
11 | $5,382,000 |
$489,000 | $1,440,000 |
$144,000 | $320,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $88,000 |
$88,000 | $88,000 |
$0 | $0 |
| Unverifiable Information |
13 | $8,059,000 |
$619,000 | $1,563,000 |
$279,000 | $1,697,000 |
|
Mortgage Loan App Totals for CNLBANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
