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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COASTAL BANC SSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
COASTAL BANC SSB |
| Address | 5718 WESTHEIMER STE 600
HOUSTON, TX 77057 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 2,498 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $825,716,000 |
| Average Mortgage Loan Amount Applied For | $326,803 |
| Highest Mortgage Loan Amount Applied For | $8,800,000 |
| Average Applicant Income | $9,320 |
| Highest Applicant Income | $1,443,000 |
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| Home Improvement (one-to-four family) |
344 | $13,083,000 |
$38,000 | $340,000 |
$65,000 | $480,000 |
| Home Purchase (one-to-four family) |
918 | $275,059,000 |
$322,837 | $1,045,000 |
$2,513 | $1,000,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
32 | $55,536,000 |
$4,129,000 | $8,800,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,204 | $482,038,000 |
$378,155 | $5,400,000 |
$2,466 | $1,443,000 |
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| American Indian or Alaskan Native |
4 | $127,000 |
$31,000 | $60,000 |
$44,000 | $54,000 |
| Asian or Pacific Islander |
15 | $1,952,000 |
$130,000 | $880,000 |
$192,000 | $709,000 |
| Black |
18 | $605,000 |
$33,000 | $158,000 |
$39,000 | $105,000 |
| Hispanic |
180 | $8,734,000 |
$48,000 | $340,000 |
$47,000 | $523,000 |
| Information not provided by applicant in mail or telephone application |
20 | $2,649,000 |
$132,000 | $1,045,000 |
$121,000 | $492,000 |
| Not applicable |
1,910 | $789,703,000 |
$389,400 | $8,800,000 |
$2,333 | $1,443,000 |
| Other |
10 | $1,330,000 |
$133,000 | $900,000 |
$69,000 | $200,000 |
| White |
341 | $20,616,000 |
$60,000 | $949,000 |
$83,000 | $505,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,498 | $825,716,000 |
$374,400 | $8,800,000 |
$1,777 | $1,443,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
107 | $6,853,000 |
$64,000 | $650,000 |
$88,000 | $480,000 |
| Application Denied By Financial Institution |
194 | $7,785,000 |
$40,000 | $340,000 |
$58,000 | $709,000 |
| Application Withdrawn By Applicant |
9 | $493,000 |
$54,000 | $101,000 |
$105,000 | $267,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
326 | $92,521,000 |
$3,717,000 | $8,800,000 |
$38,333 | $1,443,000 |
| Loan Purchased By The Institution |
1,862 | $718,064,000 |
$365,755 | $1,498,000 |
$0 | $0 |
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| Collateral |
11 | $561,000 |
$51,000 | $90,000 |
$62,000 | $144,000 |
| Credit Application Incomplete |
6 | $134,000 |
$22,000 | $50,000 |
$17,000 | $51,000 |
| Credit History |
87 | $2,845,000 |
$32,000 | $340,000 |
$52,000 | $204,000 |
| Debt-To-Income Ratio |
68 | $3,295,000 |
$48,000 | $202,000 |
$50,000 | $219,000 |
| Employment History |
1 | $38,000 |
$38,000 | $38,000 |
$7,000 | $7,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
20 | $835,000 |
$41,000 | $135,000 |
$103,000 | $709,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COASTAL BANC SSB by:
Metropolitan Area And
County
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