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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COASTAL COMM & TEACHERS CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
COASTAL COMM & TEACHERS CU |
| Address | 6810 SARATOGA BLVD
CORPUS CHRISTI, TX 78414 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 124 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,426,000 |
| Average Mortgage Loan Amount Applied For | $39,428 |
| Highest Mortgage Loan Amount Applied For | $170,000 |
| Average Applicant Income | $63,285 |
| Highest Applicant Income | $508,000 |
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| Home Improvement |
77 | $2,357,000 |
$30,000 | $81,000 |
$66,000 | $508,000 |
| Home Purchase |
68 | $5,799,000 |
$85,000 | $239,000 |
$62,000 | $208,000 |
| Refinancing |
4 | $204,000 |
$51,000 | $75,000 |
$59,000 | $102,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $225,000 |
$45,000 | $102,000 |
$45,000 | $82,000 |
| Hispanic |
87 | $4,757,000 |
$54,000 | $170,000 |
$55,000 | $208,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
57 | $3,378,000 |
$59,000 | $239,000 |
$78,000 | $508,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
149 | $8,360,000 |
$56,000 | $239,000 |
$64,000 | $508,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
53 | $4,164,000 |
$78,000 | $239,000 |
$62,000 | $140,000 |
| Application Denied By Financial Institution |
41 | $1,832,000 |
$44,000 | $130,000 |
$44,000 | $98,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
55 | $2,364,000 |
$42,000 | $145,000 |
$81,000 | $508,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $32,000 |
$16,000 | $20,000 |
$61,000 | $85,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
26 | $1,263,000 |
$48,000 | $130,000 |
$46,000 | $98,000 |
| Debt-To-Income Ratio |
9 | $238,000 |
$26,000 | $50,000 |
$38,000 | $95,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $299,000 |
$74,000 | $123,000 |
$37,000 | $44,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COASTAL COMM & TEACHERS CU by:
Metropolitan Area And
County
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