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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COATESVILLE SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COATESVILLE SAVINGS BANK |
| Address | 185 EAST LINCOLN HIGHWAY
COATESVILLE, PA 19320 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 345 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $54,122,000 |
| Average Mortgage Loan Amount Applied For | $158,625 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $149,500 |
| Highest Applicant Income | $960,000 |
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| Home Improvement |
3 | $120,000 |
$40,000 | $70,000 |
$89,000 | $101,000 |
| Home Purchase |
87 | $18,564,000 |
$213,000 | $580,000 |
$84,000 | $396,000 |
| Refinancing |
255 | $35,438,000 |
$138,000 | $1,500,000 |
$85,000 | $960,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,077,000 |
$215,000 | $357,000 |
$82,000 | $133,000 |
| Black or African American |
6 | $596,000 |
$99,000 | $175,000 |
$45,000 | $103,000 |
| Hispanic |
4 | $656,000 |
$164,000 | $300,000 |
$76,000 | $128,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
15 | $2,099,000 |
$139,000 | $600,000 |
$86,000 | $130,000 |
| White |
315 | $49,694,000 |
$157,000 | $1,500,000 |
$85,000 | $960,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
345 | $54,122,000 |
$156,000 | $1,500,000 |
$85,000 | $960,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
30 | $5,425,000 |
$180,000 | $550,000 |
$55,000 | $97,000 |
| Application Withdrawn By Applicant |
34 | $5,177,000 |
$152,000 | $800,000 |
$66,000 | $235,000 |
| File Closed For Incompleteness |
15 | $2,404,000 |
$160,000 | $580,000 |
$119,000 | $266,000 |
| Loan Originated |
266 | $41,116,000 |
$154,000 | $1,500,000 |
$88,000 | $960,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $300,000 |
$300,000 | $300,000 |
$95,000 | $95,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $373,000 |
$186,000 | $288,000 |
$65,000 | $70,000 |
| Debt-To-Income Ratio |
13 | $2,982,000 |
$229,000 | $550,000 |
$43,000 | $63,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $152,000 |
$152,000 | $152,000 |
$92,000 | $92,000 |
| Other |
7 | $714,000 |
$102,000 | $175,000 |
$50,000 | $64,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COATESVILLE SAVINGS BANK by:
Metropolitan Area And
County
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