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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COBIZ BANK N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
COBIZ BANK N.A. |
| Address | 821 SEVENTEENTH STREET
DENVER, CO 80202 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 80 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $41,949,000 |
| Average Mortgage Loan Amount Applied For | $455,307 |
| Highest Mortgage Loan Amount Applied For | $6,750,000 |
| Average Applicant Income | $91,230 |
| Highest Applicant Income | $2,126,000 |
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| Home Improvement |
14 | $7,193,000 |
$513,000 | $1,600,000 |
$230,000 | $2,126,000 |
| Home Purchase |
51 | $20,287,000 |
$397,000 | $1,575,000 |
$147,000 | $1,659,000 |
| Refinancing |
15 | $14,469,000 |
$964,000 | $6,750,000 |
$101,000 | $456,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $23,000 |
$11,000 | $13,000 |
$50,000 | $63,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
44 | $24,803,000 |
$563,000 | $6,750,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
34 | $17,123,000 |
$503,000 | $4,050,000 |
$358,000 | $2,126,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
80 | $41,949,000 |
$524,000 | $6,750,000 |
$153,000 | $2,126,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $740,000 |
$740,000 | $740,000 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $1,493,000 |
$497,000 | $950,000 |
$49,000 | $110,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
76 | $39,716,000 |
$522,000 | $6,750,000 |
$159,000 | $2,126,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $10,000 |
$10,000 | $10,000 |
$37,000 | $37,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $1,483,000 |
$741,000 | $950,000 |
$55,000 | $110,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COBIZ BANK N.A. by:
Metropolitan Area And
County
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