|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
COLEMAN COUNTY STATE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
COLEMAN COUNTY STATE BANK |
| Address | P.O. BOX 940
COLEMAN, TX 76834 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 87 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,137,000 |
| Average Mortgage Loan Amount Applied For | $99,428 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $70,857 |
| Highest Applicant Income | $300,000 |
|
|
|
| Home Improvement |
5 | $115,000 |
$23,000 | $35,000 |
$65,000 | $134,000 |
| Home Purchase |
54 | $4,116,000 |
$76,000 | $500,000 |
$64,000 | $300,000 |
| Refinancing |
30 | $1,195,000 |
$39,000 | $150,000 |
$155,000 | $214,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $180,000 |
$90,000 | $150,000 |
$66,000 | $72,000 |
| Hispanic |
4 | $410,000 |
$102,000 | $235,000 |
$81,000 | $153,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $1,050,000 |
$65,000 | $125,000 |
$0 | $0 |
| Not Provided |
1 | $100,000 |
$100,000 | $100,000 |
$33,000 | $33,000 |
| White |
66 | $3,686,000 |
$55,000 | $500,000 |
$121,000 | $300,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
89 | $5,426,000 |
$60,000 | $500,000 |
$95,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $90,000 |
$90,000 | $90,000 |
$194,000 | $194,000 |
| Application Denied By Financial Institution |
11 | $1,131,000 |
$102,000 | $500,000 |
$65,000 | $300,000 |
| Application Withdrawn By Applicant |
9 | $786,000 |
$87,000 | $164,000 |
$49,000 | $78,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
66 | $3,130,000 |
$47,000 | $340,000 |
$106,000 | $268,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $289,000 |
$144,000 | $235,000 |
$43,000 | $71,000 |
|
|
| Collateral |
2 | $518,000 |
$259,000 | $500,000 |
$174,000 | $300,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $487,000 |
$69,000 | $150,000 |
$38,000 | $60,000 |
| Debt-To-Income Ratio |
3 | $350,000 |
$116,000 | $235,000 |
$62,000 | $72,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $65,000 |
$65,000 | $65,000 |
$6,000 | $6,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for COLEMAN COUNTY STATE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
