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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COLONIAL SAVINGS, F.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
COLONIAL SAVINGS, F.A. |
| Address | P.O. BOX 2988
FORT WORTH, TX 76113 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 20,079 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,772,053,000 |
| Average Mortgage Loan Amount Applied For | $165,588 |
| Highest Mortgage Loan Amount Applied For | $5,268,000 |
| Average Applicant Income | $87,810 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
22 | $898,000 |
$40,000 | $200,000 |
$100,000 | $196,000 |
| Home Purchase |
10,949 | $1,808,038,000 |
$165,000 | $3,000,000 |
$89,000 | $5,219,000 |
| Refinancing |
9,110 | $1,963,611,000 |
$215,000 | $5,268,000 |
$93,000 | $9,999,000 |
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| American Indian or Alaskan Native |
79 | $13,982,000 |
$176,000 | $2,239,000 |
$97,000 | $864,000 |
| Asian |
552 | $122,682,000 |
$222,000 | $1,500,000 |
$93,000 | $480,000 |
| Black or African American |
1,753 | $285,449,000 |
$162,000 | $1,274,000 |
$70,000 | $1,032,000 |
| Hispanic |
1,810 | $283,400,000 |
$156,000 | $1,000,000 |
$68,000 | $1,900,000 |
| Native Hawaiin or Other Pacific Islander |
61 | $11,523,000 |
$188,000 | $614,000 |
$88,000 | $552,000 |
| Not applicable |
1 | $203,000 |
$203,000 | $203,000 |
$0 | $0 |
| Not Provided |
2,505 | $500,590,000 |
$199,000 | $3,050,000 |
$89,000 | $9,999,000 |
| White |
13,320 | $2,554,718,000 |
$191,000 | $5,268,000 |
$97,000 | $5,219,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
18,121 | $3,508,763,000 |
$193,000 | $5,268,000 |
$95,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
1,351 | $160,181,000 |
$118,000 | $700,000 |
$49,000 | $460,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
16 | $2,017,000 |
$126,000 | $169,000 |
$46,000 | $80,000 |
| VA-guaranteed (Veterans Administration) |
593 | $101,586,000 |
$171,000 | $426,000 |
$66,000 | $372,000 |
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| Application Approved But Not Accepted |
379 | $72,121,000 |
$190,000 | $2,000,000 |
$87,000 | $1,186,000 |
| Application Denied By Financial Institution |
7,588 | $1,449,448,000 |
$191,000 | $5,250,000 |
$87,000 | $2,472,000 |
| Application Withdrawn By Applicant |
380 | $74,339,000 |
$195,000 | $2,170,000 |
$85,000 | $1,035,000 |
| File Closed For Incompleteness |
91 | $11,650,000 |
$128,000 | $490,000 |
$51,000 | $176,000 |
| Loan Originated |
11,643 | $2,164,989,000 |
$185,000 | $5,268,000 |
$94,000 | $9,999,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
599 | $98,525,000 |
$164,000 | $1,400,000 |
$99,000 | $1,349,000 |
| Credit Application Incomplete |
1,390 | $304,093,000 |
$218,000 | $3,500,000 |
$101,000 | $2,472,000 |
| Credit History |
1,096 | $163,983,000 |
$149,000 | $1,500,000 |
$68,000 | $1,010,000 |
| Debt-To-Income Ratio |
515 | $104,546,000 |
$203,000 | $2,100,000 |
$71,000 | $759,000 |
| Employment History |
249 | $49,802,000 |
$200,000 | $1,000,000 |
$85,000 | $840,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
233 | $49,146,000 |
$210,000 | $1,500,000 |
$90,000 | $912,000 |
| Mortgage Insurance Denied |
2 | $235,000 |
$117,000 | $122,000 |
$65,000 | $70,000 |
| Other |
689 | $128,198,000 |
$186,000 | $5,250,000 |
$94,000 | $1,800,000 |
| Unverifiable Information |
2,815 | $550,920,000 |
$195,000 | $1,950,000 |
$85,000 | $1,566,000 |
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Mortgage Loan App Totals for COLONIAL SAVINGS, F.A. by:
Metropolitan Area And
County
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