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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COLONY BANK ASHBURN
Mortgage Loans and Application Details
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| Mortgage Company Name |
COLONY BANK ASHBURN |
| Address | 515 EAST WASHINGTON AVENUE
ASHBURN, GA 31714 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 263 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,440,000 |
| Average Mortgage Loan Amount Applied For | $126,387 |
| Highest Mortgage Loan Amount Applied For | $1,202,000 |
| Average Applicant Income | $129,967 |
| Highest Applicant Income | $1,904,000 |
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| Home Improvement |
33 | $1,716,000 |
$52,000 | $386,000 |
$51,000 | $328,000 |
| Home Purchase |
63 | $5,046,000 |
$80,000 | $388,000 |
$89,000 | $529,000 |
| Refinancing |
167 | $15,678,000 |
$93,000 | $1,202,000 |
$123,000 | $1,904,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $62,000 |
$62,000 | $62,000 |
$150,000 | $150,000 |
| Black or African American |
35 | $1,599,000 |
$45,000 | $388,000 |
$78,000 | $528,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
29 | $5,397,000 |
$186,000 | $806,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
198 | $15,382,000 |
$77,000 | $1,202,000 |
$126,000 | $1,904,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
263 | $22,440,000 |
$85,000 | $1,202,000 |
$106,000 | $1,904,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $188,000 |
$31,000 | $60,000 |
$29,000 | $75,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
257 | $22,252,000 |
$86,000 | $1,202,000 |
$108,000 | $1,904,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $106,000 |
$35,000 | $55,000 |
$43,000 | $75,000 |
| Debt-To-Income Ratio |
3 | $82,000 |
$27,000 | $60,000 |
$15,000 | $24,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COLONY BANK ASHBURN by:
Metropolitan Area And
County
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