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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COLONY BANK SOUTHEAST
Mortgage Loans and Application Details
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| Mortgage Company Name |
COLONY BANK SOUTHEAST |
| Address | 625 WEST WARD STREET
DOUGLAS, GA 31533 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 186 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,566,000 |
| Average Mortgage Loan Amount Applied For | $132,050 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $104,800 |
| Highest Applicant Income | $936,000 |
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| Home Improvement |
33 | $1,565,000 |
$47,000 | $547,000 |
$58,000 | $165,000 |
| Home Purchase |
90 | $11,288,000 |
$125,000 | $937,000 |
$95,000 | $791,000 |
| Refinancing |
69 | $7,916,000 |
$114,000 | $1,500,000 |
$117,000 | $936,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
19 | $659,000 |
$34,000 | $122,000 |
$125,000 | $347,000 |
| Hispanic |
7 | $312,000 |
$44,000 | $148,000 |
$189,000 | $936,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
27 | $6,182,000 |
$228,000 | $1,500,000 |
$26,000 | $556,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
139 | $13,616,000 |
$97,000 | $937,000 |
$102,000 | $900,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
192 | $20,769,000 |
$108,000 | $1,500,000 |
$97,000 | $936,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $243,000 |
$18,000 | $70,000 |
$40,000 | $134,000 |
| Application Withdrawn By Applicant |
2 | $83,000 |
$41,000 | $56,000 |
$40,000 | $50,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
177 | $20,443,000 |
$115,000 | $1,500,000 |
$101,000 | $936,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $133,000 |
$14,000 | $55,000 |
$47,000 | $134,000 |
| Debt-To-Income Ratio |
2 | $77,000 |
$38,000 | $70,000 |
$17,000 | $25,000 |
| Employment History |
1 | $30,000 |
$30,000 | $30,000 |
$38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COLONY BANK SOUTHEAST by:
Metropolitan Area And
County
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