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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COLONY BANK WORTH
Mortgage Loans and Application Details
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| Mortgage Company Name |
COLONY BANK WORTH |
| Address | P.O. BOX 787
SYLVESTER, GA 31791 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 159 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,650,000 |
| Average Mortgage Loan Amount Applied For | $123,421 |
| Highest Mortgage Loan Amount Applied For | $615,000 |
| Average Applicant Income | $99,684 |
| Highest Applicant Income | $516,000 |
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| Home Improvement |
24 | $912,000 |
$38,000 | $140,000 |
$63,000 | $132,000 |
| Home Purchase |
46 | $3,609,000 |
$78,000 | $615,000 |
$51,000 | $173,000 |
| Refinancing |
90 | $5,136,000 |
$57,000 | $345,000 |
$74,000 | $516,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $99,000 |
$33,000 | $39,000 |
$136,000 | $136,000 |
| Black or African American |
11 | $405,000 |
$36,000 | $48,000 |
$62,000 | $204,000 |
| Hispanic |
5 | $161,000 |
$32,000 | $64,000 |
$35,000 | $49,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $1,137,000 |
$81,000 | $270,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
127 | $7,855,000 |
$61,000 | $615,000 |
$73,000 | $516,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
160 | $9,657,000 |
$60,000 | $615,000 |
$66,000 | $516,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $277,000 |
$27,000 | $55,000 |
$29,000 | $42,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
150 | $9,380,000 |
$62,000 | $615,000 |
$68,000 | $516,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $5,000 |
$5,000 | $5,000 |
$40,000 | $40,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $227,000 |
$32,000 | $55,000 |
$29,000 | $42,000 |
| Debt-To-Income Ratio |
2 | $45,000 |
$22,000 | $30,000 |
$26,000 | $39,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COLONY BANK WORTH by:
Metropolitan Area And
County
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