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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COLORADO STATE BANK & TRUST NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
COLORADO STATE BANK & TRUST NA |
| Address | PO BOX 2300
TULSA, OK 74102 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 39 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,796,000 |
| Average Mortgage Loan Amount Applied For | $66,142 |
| Highest Mortgage Loan Amount Applied For | $308,000 |
| Average Applicant Income | $147,285 |
| Highest Applicant Income | $910,000 |
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| Home Improvement |
16 | $850,000 |
$53,000 | $308,000 |
$149,000 | $910,000 |
| Home Purchase |
3 | $380,000 |
$126,000 | $150,000 |
$248,000 | $650,000 |
| Refinancing |
20 | $1,566,000 |
$78,000 | $250,000 |
$112,000 | $263,000 |
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| American Indian or Alaskan Native |
1 | $10,000 |
$10,000 | $10,000 |
$102,000 | $102,000 |
| Asian |
1 | $50,000 |
$50,000 | $50,000 |
$174,000 | $174,000 |
| Black or African American |
3 | $76,000 |
$25,000 | $53,000 |
$56,000 | $84,000 |
| Hispanic |
3 | $172,000 |
$57,000 | $98,000 |
$42,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $93,000 |
$46,000 | $78,000 |
$104,000 | $140,000 |
| White |
29 | $2,395,000 |
$82,000 | $308,000 |
$158,000 | $910,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
39 | $2,796,000 |
$71,000 | $308,000 |
$138,000 | $910,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $169,000 |
$56,000 | $85,000 |
$182,000 | $331,000 |
| Application Denied By Financial Institution |
10 | $636,000 |
$63,000 | $240,000 |
$84,000 | $230,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
26 | $1,991,000 |
$76,000 | $308,000 |
$153,000 | $910,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $240,000 |
$240,000 | $240,000 |
$230,000 | $230,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $20,000 |
$10,000 | $15,000 |
$82,000 | $96,000 |
| Debt-To-Income Ratio |
5 | $346,000 |
$69,000 | $150,000 |
$54,000 | $84,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
2 | $30,000 |
$15,000 | $20,000 |
$86,000 | $110,000 |
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Mortgage Loan App Totals for COLORADO STATE BANK & TRUST NA by:
Metropolitan Area And
County
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