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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COLUMBIA NATIONAL, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
COLUMBIA NATIONAL, INC. |
| Address | 7142 COLUMBIA GATEWAY DRIVE
COLUMBIA, MD 21046 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 29,517 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,394,982,000 |
| Average Mortgage Loan Amount Applied For | $130,964 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $52,771 |
| Highest Applicant Income | $5,105,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
10,896 | $1,640,523,000 |
$167,277 | $1,500,000 |
$73,611 | $5,105,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
18,621 | $2,754,459,000 |
$141,230 | $1,500,000 |
$51,256 | $2,571,000 |
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| American Indian or Alaskan Native |
37 | $5,856,000 |
$140,363 | $439,000 |
$84,272 | $710,000 |
| Asian or Pacific Islander |
618 | $112,684,000 |
$166,045 | $800,000 |
$63,272 | $788,000 |
| Black |
3,861 | $500,550,000 |
$126,407 | $789,000 |
$47,000 | $864,000 |
| Hispanic |
1,615 | $229,768,000 |
$130,681 | $650,000 |
$40,000 | $395,000 |
| Information not provided by applicant in mail or telephone application |
2,865 | $470,569,000 |
$146,333 | $1,250,000 |
$52,000 | $1,900,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
315 | $49,552,000 |
$139,000 | $1,200,000 |
$56,952 | $331,000 |
| White |
20,206 | $3,026,003,000 |
$153,578 | $1,500,000 |
$63,868 | $5,105,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
19,675 | $3,163,819,000 |
$151,650 | $1,500,000 |
$66,375 | $5,105,000 |
| FHA-insured (Federal Housing Administration) |
7,637 | $920,281,000 |
$117,000 | $359,000 |
$36,206 | $864,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
132 | $15,306,000 |
$109,285 | $251,000 |
$39,285 | $90,000 |
| VA-guaranteed (Veterans Administration) |
2,073 | $295,576,000 |
$130,758 | $323,000 |
$32,241 | $182,000 |
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| Application Approved But Not Accepted |
681 | $108,101,000 |
$146,652 | $1,000,000 |
$54,695 | $600,000 |
| Application Denied By Financial Institution |
567 | $78,302,000 |
$147,692 | $600,000 |
$53,307 | $225,000 |
| Application Withdrawn By Applicant |
4,154 | $608,901,000 |
$145,285 | $1,500,000 |
$56,485 | $5,105,000 |
| File Closed For Incompleteness |
792 | $118,571,000 |
$167,965 | $1,500,000 |
$63,896 | $788,000 |
| Loan Originated |
23,323 | $3,481,107,000 |
$147,972 | $1,470,000 |
$57,378 | $2,915,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
78 | $10,120,000 |
$132,166 | $335,000 |
$58,611 | $150,000 |
| Credit Application Incomplete |
1 | $330,000 |
$330,000 | $330,000 |
$172,000 | $172,000 |
| Credit History |
244 | $33,284,000 |
$134,590 | $600,000 |
$47,772 | $225,000 |
| Debt-To-Income Ratio |
128 | $17,927,000 |
$139,250 | $485,000 |
$41,062 | $202,000 |
| Employment History |
9 | $1,009,000 |
$111,666 | $190,000 |
$31,666 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
16 | $2,061,000 |
$133,428 | $261,000 |
$48,142 | $108,000 |
| Mortgage Insurance Denied |
3 | $624,000 |
$208,000 | $261,000 |
$74,000 | $98,000 |
| Other |
65 | $8,899,000 |
$147,769 | $379,000 |
$45,615 | $144,000 |
| Unverifiable Information |
23 | $4,048,000 |
$195,555 | $505,000 |
$59,333 | $213,000 |
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Mortgage Loan App Totals for COLUMBIA NATIONAL, INC. by:
Metropolitan Area And
County
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