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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COLUMBIAN BANK AND TRUST CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
COLUMBIAN BANK AND TRUST CO. |
| Address | 701 KANSAS AVE
TOPEKA, KS 66603 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 117 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,282,000 |
| Average Mortgage Loan Amount Applied For | $200,428 |
| Highest Mortgage Loan Amount Applied For | $887,000 |
| Average Applicant Income | $160,571 |
| Highest Applicant Income | $491,000 |
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| Home Improvement |
7 | $386,000 |
$55,000 | $152,000 |
$49,000 | $112,000 |
| Home Purchase |
60 | $6,316,000 |
$105,000 | $613,000 |
$96,000 | $491,000 |
| Refinancing |
53 | $7,029,000 |
$132,000 | $887,000 |
$346,000 | $559,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $182,000 |
$60,000 | $89,000 |
$52,000 | $66,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
92 | $11,312,000 |
$122,000 | $887,000 |
$241,000 | $491,000 |
| Not Provided |
1 | $40,000 |
$40,000 | $40,000 |
$37,000 | $37,000 |
| White |
24 | $2,197,000 |
$91,000 | $700,000 |
$85,000 | $559,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
120 | $13,731,000 |
$114,000 | $887,000 |
$204,000 | $559,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $40,000 |
$40,000 | $40,000 |
$37,000 | $37,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
119 | $13,691,000 |
$115,000 | $887,000 |
$205,000 | $559,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $40,000 |
$40,000 | $40,000 |
$37,000 | $37,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COLUMBIAN BANK AND TRUST CO. by:
Metropolitan Area And
County
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