|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
COMALA CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
COMALA CREDIT UNION |
| Address | 418 MADISON AVENUE
MONTGOMEY, AL 36104 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 155 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,052,000 |
| Average Mortgage Loan Amount Applied For | $50,700 |
| Highest Mortgage Loan Amount Applied For | $186,000 |
| Average Applicant Income | $78,700 |
| Highest Applicant Income | $256,000 |
|
|
|
| Home Improvement |
66 | $1,833,000 |
$27,000 | $75,000 |
$73,000 | $255,000 |
| Home Purchase |
6 | $594,000 |
$99,000 | $186,000 |
$72,000 | $90,000 |
| Refinancing |
83 | $3,625,000 |
$43,000 | $175,000 |
$65,000 | $256,000 |
|
|
| American Indian or Alaskan Native |
4 | $86,000 |
$21,000 | $36,000 |
$48,000 | $79,000 |
| Asian |
2 | $55,000 |
$27,000 | $28,000 |
$58,000 | $77,000 |
| Black or African American |
25 | $810,000 |
$32,000 | $78,000 |
$47,000 | $107,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
124 | $5,101,000 |
$41,000 | $186,000 |
$73,000 | $256,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
155 | $6,052,000 |
$39,000 | $186,000 |
$68,000 | $256,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $127,000 |
$63,000 | $72,000 |
$34,000 | $45,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
153 | $5,925,000 |
$38,000 | $186,000 |
$69,000 | $256,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $127,000 |
$63,000 | $72,000 |
$34,000 | $45,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for COMALA CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
