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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMERCIAL BANK OF OAK GROVE
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMERCIAL BANK OF OAK GROVE |
| Address | 1114 BROADWAY PO BOX 89
OAK GROVE, MO 64075 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 64 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,036,000 |
| Average Mortgage Loan Amount Applied For | $92,333 |
| Highest Mortgage Loan Amount Applied For | $625,000 |
| Average Applicant Income | $59,333 |
| Highest Applicant Income | $358,000 |
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| Home Improvement |
13 | $1,231,000 |
$94,000 | $443,000 |
$46,000 | $199,000 |
| Home Purchase |
16 | $2,352,000 |
$147,000 | $625,000 |
$77,000 | $358,000 |
| Refinancing |
35 | $3,453,000 |
$98,000 | $258,000 |
$58,000 | $175,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,246,000 |
$155,000 | $300,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
56 | $5,790,000 |
$103,000 | $625,000 |
$69,000 | $358,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
64 | $7,036,000 |
$109,000 | $625,000 |
$60,000 | $358,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $7,000 |
$7,000 | $7,000 |
$30,000 | $30,000 |
| Application Denied By Financial Institution |
9 | $886,000 |
$98,000 | $234,000 |
$79,000 | $358,000 |
| Application Withdrawn By Applicant |
3 | $110,000 |
$36,000 | $40,000 |
$32,000 | $53,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
51 | $6,033,000 |
$118,000 | $625,000 |
$59,000 | $298,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMERCIAL BANK OF OAK GROVE by:
Metropolitan Area And
County
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