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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMERCIAL FEDERAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMERCIAL FEDERAL BANK |
| Address | 11207 WEST DODGE ROAD 2ND FL
OMAHA, NE 68154 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 22,755 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,144,409,000 |
| Average Mortgage Loan Amount Applied For | $141,053 |
| Highest Mortgage Loan Amount Applied For | $92,000,000 |
| Average Applicant Income | $38,608 |
| Highest Applicant Income | $1,800,000 |
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| Home Improvement |
2,019 | $55,861,000 |
$112,272 | $400,000 |
$55,090 | $382,000 |
| Home Purchase |
11,873 | $1,779,535,000 |
$177,000 | $92,000,000 |
$37,020 | $1,400,000 |
| Refinancing |
9,868 | $1,401,955,000 |
$167,367 | $3,300,000 |
$44,673 | $1,800,000 |
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| American Indian or Alaskan Native |
99 | $11,173,000 |
$128,500 | $477,000 |
$60,500 | $382,000 |
| Asian |
335 | $55,932,000 |
$181,258 | $646,000 |
$69,096 | $576,000 |
| Black or African American |
607 | $67,510,000 |
$142,794 | $834,000 |
$61,823 | $1,400,000 |
| Hispanic |
1,389 | $147,605,000 |
$152,969 | $2,513,000 |
$61,636 | $750,000 |
| Native Hawaiin or Other Pacific Islander |
39 | $4,897,000 |
$151,142 | $304,000 |
$47,214 | $165,000 |
| Not applicable |
7,104 | $1,375,222,000 |
$186,632 | $92,000,000 |
$8,918 | $1,800,000 |
| Not Provided |
690 | $62,573,000 |
$137,833 | $825,000 |
$65,500 | $1,076,000 |
| White |
13,497 | $1,512,439,000 |
$163,800 | $2,325,000 |
$74,420 | $1,584,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
18,026 | $2,558,870,000 |
$177,877 | $92,000,000 |
$44,102 | $1,800,000 |
| FHA-insured (Federal Housing Administration) |
4,310 | $538,679,000 |
$137,157 | $461,000 |
$23,105 | $750,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
567 | $39,182,000 |
$86,923 | $201,000 |
$30,230 | $101,000 |
| VA-guaranteed (Veterans Administration) |
857 | $100,620,000 |
$132,413 | $317,000 |
$31,206 | $150,000 |
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| Application Approved But Not Accepted |
1,174 | $127,683,000 |
$161,833 | $1,000,000 |
$82,000 | $650,000 |
| Application Denied By Financial Institution |
1,793 | $212,885,000 |
$154,829 | $54,750,000 |
$57,341 | $826,000 |
| Application Withdrawn By Applicant |
623 | $176,841,000 |
$201,650 | $92,000,000 |
$66,950 | $380,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
12,136 | $1,415,061,000 |
$160,166 | $3,300,000 |
$74,791 | $1,800,000 |
| Loan Purchased By The Institution |
7,029 | $1,211,939,000 |
$180,125 | $650,000 |
$7,541 | $553,000 |
| Preapproval Approved but not Accepted |
2 | $44,000 |
$22,000 | $23,000 |
$31,000 | $36,000 |
| Preapproval Denied by Financial Institution |
1,003 | $92,898,000 |
$92,000 | $750,000 |
$36,000 | $750,000 |
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| Collateral |
130 | $12,943,000 |
$111,958 | $650,000 |
$52,333 | $826,000 |
| Credit Application Incomplete |
23 | $3,185,000 |
$153,846 | $300,000 |
$61,461 | $150,000 |
| Credit History |
1,433 | $112,973,000 |
$155,257 | $600,000 |
$66,314 | $750,000 |
| Debt-To-Income Ratio |
882 | $82,928,000 |
$145,064 | $900,000 |
$43,548 | $240,000 |
| Employment History |
78 | $4,433,000 |
$71,750 | $228,000 |
$34,500 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
17 | $56,633,000 |
$2,727,714 | $54,750,000 |
$48,285 | $95,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
212 | $29,387,000 |
$174,962 | $949,000 |
$74,148 | $689,000 |
| Unverifiable Information |
21 | $3,301,000 |
$166,444 | $660,000 |
$55,555 | $164,000 |
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Mortgage Loan App Totals for COMMERCIAL FEDERAL BANK by:
Metropolitan Area And
County
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