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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMERCIAL SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMERCIAL SAVINGS BANK |
| Address | 118 S. SANDUSKY AVE.
UPPER SANDUSKY, OH 43351 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 108 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,895,000 |
| Average Mortgage Loan Amount Applied For | $196,153 |
| Highest Mortgage Loan Amount Applied For | $10,360,000 |
| Average Applicant Income | $61,307 |
| Highest Applicant Income | $1,039,000 |
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| Home Improvement |
32 | $1,278,000 |
$39,000 | $400,000 |
$50,000 | $194,000 |
| Home Purchase |
40 | $13,880,000 |
$347,000 | $10,360,000 |
$56,000 | $325,000 |
| Refinancing |
36 | $6,737,000 |
$187,000 | $1,223,000 |
$77,000 | $1,039,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $2,000 |
$2,000 | $2,000 |
$16,000 | $16,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
18 | $14,542,000 |
$807,000 | $10,360,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
89 | $7,351,000 |
$82,000 | $735,000 |
$74,000 | $1,039,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
108 | $21,895,000 |
$202,000 | $10,360,000 |
$61,000 | $1,039,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $10,487,000 |
$2,621,000 | $10,360,000 |
$45,000 | $91,000 |
| Application Denied By Financial Institution |
17 | $2,528,000 |
$148,000 | $735,000 |
$58,000 | $156,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
87 | $8,880,000 |
$102,000 | $1,223,000 |
$62,000 | $1,039,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMERCIAL SAVINGS BANK by:
Metropolitan Area And
County
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