|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
COMMUNITY BANK AND TRUST
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
COMMUNITY BANK AND TRUST |
| Address | 575 S. MAIN STREET
ASHLAND CITY, TN 37015 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 133 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,987,000 |
| Average Mortgage Loan Amount Applied For | $162,888 |
| Highest Mortgage Loan Amount Applied For | $2,800,000 |
| Average Applicant Income | $107,222 |
| Highest Applicant Income | $344,000 |
|
|
|
| Home Improvement |
23 | $981,000 |
$42,000 | $210,000 |
$69,000 | $242,000 |
| Home Purchase |
71 | $13,140,000 |
$185,000 | $2,800,000 |
$88,000 | $344,000 |
| Refinancing |
40 | $3,894,000 |
$97,000 | $630,000 |
$87,000 | $293,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $109,000 |
$27,000 | $45,000 |
$44,000 | $84,000 |
| Hispanic |
1 | $33,000 |
$33,000 | $33,000 |
$68,000 | $68,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $5,315,000 |
$408,000 | $2,800,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
116 | $12,558,000 |
$108,000 | $1,412,000 |
$96,000 | $344,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
134 | $18,015,000 |
$134,000 | $2,800,000 |
$85,000 | $344,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $527,000 |
$65,000 | $260,000 |
$35,000 | $69,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
126 | $17,488,000 |
$138,000 | $2,800,000 |
$88,000 | $344,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $7,000 |
$7,000 | $7,000 |
$41,000 | $41,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for COMMUNITY BANK AND TRUST by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
