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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK |
| Address | P O BOX 1028
CABOT, AR 72023 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 147 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,647,000 |
| Average Mortgage Loan Amount Applied For | $68,777 |
| Highest Mortgage Loan Amount Applied For | $1,215,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $700,000 |
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| Home Improvement |
53 | $920,000 |
$17,000 | $85,000 |
$36,000 | $126,000 |
| Home Purchase |
58 | $5,948,000 |
$102,000 | $1,215,000 |
$88,000 | $700,000 |
| Refinancing |
36 | $1,779,000 |
$49,000 | $183,000 |
$33,000 | $118,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $252,000 |
$84,000 | $150,000 |
$34,000 | $52,000 |
| Black or African American |
2 | $24,000 |
$12,000 | $23,000 |
$25,000 | $37,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $2,824,000 |
$148,000 | $1,215,000 |
$16,000 | $118,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
123 | $5,547,000 |
$45,000 | $350,000 |
$68,000 | $700,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
147 | $8,647,000 |
$58,000 | $1,215,000 |
$57,000 | $700,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
26 | $830,000 |
$31,000 | $175,000 |
$40,000 | $135,000 |
| Application Withdrawn By Applicant |
5 | $169,000 |
$33,000 | $68,000 |
$60,000 | $102,000 |
| File Closed For Incompleteness |
1 | $16,000 |
$16,000 | $16,000 |
$32,000 | $32,000 |
| Loan Originated |
115 | $7,632,000 |
$66,000 | $1,215,000 |
$65,000 | $700,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $20,000 |
$20,000 | $20,000 |
$40,000 | $40,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $522,000 |
$29,000 | $104,000 |
$46,000 | $135,000 |
| Debt-To-Income Ratio |
7 | $288,000 |
$41,000 | $175,000 |
$30,000 | $67,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK by:
Metropolitan Area And
County
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