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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK, ELLISVILLE
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK, ELLISVILLE |
| Address | PO BOX 265
LAUREL, MS 39441 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 883 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $77,014,000 |
| Average Mortgage Loan Amount Applied For | $156,758 |
| Highest Mortgage Loan Amount Applied For | $2,028,000 |
| Average Applicant Income | $95,241 |
| Highest Applicant Income | $787,000 |
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| Home Improvement |
93 | $4,611,000 |
$49,000 | $1,005,000 |
$86,000 | $735,000 |
| Home Purchase |
497 | $47,515,000 |
$95,000 | $2,028,000 |
$64,000 | $787,000 |
| Refinancing |
293 | $24,888,000 |
$84,000 | $757,000 |
$62,000 | $700,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $86,000 |
$86,000 | $86,000 |
$48,000 | $48,000 |
| Black or African American |
130 | $8,220,000 |
$63,000 | $903,000 |
$65,000 | $416,000 |
| Hispanic |
12 | $797,000 |
$66,000 | $161,000 |
$25,000 | $50,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
51 | $8,976,000 |
$176,000 | $2,028,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
689 | $58,935,000 |
$85,000 | $1,030,000 |
$71,000 | $787,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
883 | $77,014,000 |
$87,000 | $2,028,000 |
$66,000 | $787,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
40 | $3,103,000 |
$77,000 | $903,000 |
$35,000 | $180,000 |
| Application Withdrawn By Applicant |
36 | $3,111,000 |
$86,000 | $230,000 |
$57,000 | $420,000 |
| File Closed For Incompleteness |
1 | $83,000 |
$83,000 | $83,000 |
$55,000 | $55,000 |
| Loan Originated |
806 | $70,717,000 |
$87,000 | $2,028,000 |
$68,000 | $787,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $137,000 |
$34,000 | $64,000 |
$28,000 | $48,000 |
| Credit Application Incomplete |
1 | $72,000 |
$72,000 | $72,000 |
$39,000 | $39,000 |
| Credit History |
22 | $994,000 |
$45,000 | $212,000 |
$32,000 | $69,000 |
| Debt-To-Income Ratio |
8 | $654,000 |
$81,000 | $206,000 |
$31,000 | $69,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $930,000 |
$465,000 | $903,000 |
$11,000 | $23,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $316,000 |
$105,000 | $130,000 |
$92,000 | $180,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK, ELLISVILLE by:
Metropolitan Area And
County
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