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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK OF CENTRAL WISC
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK OF CENTRAL WISC |
| Address | 1122 N DIVISION ST PO BOX 213
COLBY, WI 54421 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 176 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,209,000 |
| Average Mortgage Loan Amount Applied For | $210,692 |
| Highest Mortgage Loan Amount Applied For | $1,012,000 |
| Average Applicant Income | $52,230 |
| Highest Applicant Income | $216,000 |
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| Home Improvement |
29 | $2,361,000 |
$81,000 | $985,000 |
$46,000 | $88,000 |
| Home Purchase |
56 | $6,175,000 |
$110,000 | $1,012,000 |
$53,000 | $216,000 |
| Refinancing |
91 | $10,673,000 |
$117,000 | $1,000,000 |
$44,000 | $177,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $3,043,000 |
$304,000 | $985,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
166 | $16,166,000 |
$97,000 | $1,012,000 |
$50,000 | $216,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
176 | $19,209,000 |
$109,000 | $1,012,000 |
$47,000 | $216,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $565,000 |
$113,000 | $190,000 |
$62,000 | $140,000 |
| Application Denied By Financial Institution |
30 | $3,698,000 |
$123,000 | $560,000 |
$45,000 | $109,000 |
| Application Withdrawn By Applicant |
5 | $1,853,000 |
$370,000 | $1,000,000 |
$92,000 | $143,000 |
| File Closed For Incompleteness |
1 | $198,000 |
$198,000 | $198,000 |
$17,000 | $17,000 |
| Loan Originated |
135 | $12,895,000 |
$95,000 | $1,012,000 |
$45,000 | $216,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
6 | $366,000 |
$61,000 | $92,000 |
$33,000 | $91,000 |
| Credit Application Incomplete |
1 | $102,000 |
$102,000 | $102,000 |
$81,000 | $81,000 |
| Credit History |
8 | $620,000 |
$77,000 | $125,000 |
$41,000 | $89,000 |
| Debt-To-Income Ratio |
12 | $2,459,000 |
$204,000 | $560,000 |
$59,000 | $109,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $36,000 |
$36,000 | $36,000 |
$14,000 | $14,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $30,000 |
$30,000 | $30,000 |
$18,000 | $18,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK OF CENTRAL WISC by:
Metropolitan Area And
County
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