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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK OF LOUISIANA
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK OF LOUISIANA |
| Address | 118 JEFFERSON STREET
MANSFIELD, LA 71052 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 102 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,522,000 |
| Average Mortgage Loan Amount Applied For | $57,250 |
| Highest Mortgage Loan Amount Applied For | $366,000 |
| Average Applicant Income | $101,583 |
| Highest Applicant Income | $744,000 |
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| Home Improvement |
30 | $504,000 |
$16,000 | $75,000 |
$69,000 | $744,000 |
| Home Purchase |
38 | $2,425,000 |
$63,000 | $366,000 |
$59,000 | $477,000 |
| Refinancing |
35 | $1,617,000 |
$46,000 | $164,000 |
$54,000 | $155,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
22 | $429,000 |
$19,000 | $60,000 |
$35,000 | $108,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $331,000 |
$66,000 | $151,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
76 | $3,786,000 |
$49,000 | $366,000 |
$71,000 | $744,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
103 | $4,546,000 |
$44,000 | $366,000 |
$60,000 | $744,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
24 | $920,000 |
$38,000 | $366,000 |
$43,000 | $150,000 |
| Application Withdrawn By Applicant |
1 | $7,000 |
$7,000 | $7,000 |
$60,000 | $60,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
78 | $3,619,000 |
$46,000 | $225,000 |
$65,000 | $744,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $366,000 |
$366,000 | $366,000 |
$150,000 | $150,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
21 | $470,000 |
$22,000 | $76,000 |
$36,000 | $84,000 |
| Debt-To-Income Ratio |
2 | $84,000 |
$42,000 | $60,000 |
$60,000 | $108,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK OF LOUISIANA by:
Metropolitan Area And
County
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