|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
COMMUNITY BANK OF MISSOURI
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
COMMUNITY BANK OF MISSOURI |
| Address | 904 WALTON WAY
RICHMOND, MO 64085 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 74 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,451,000 |
| Average Mortgage Loan Amount Applied For | $127,000 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $71,600 |
| Highest Applicant Income | $372,000 |
|
|
|
| Home Improvement |
8 | $231,000 |
$28,000 | $93,000 |
$55,000 | $109,000 |
| Home Purchase |
45 | $5,809,000 |
$129,000 | $650,000 |
$54,000 | $372,000 |
| Refinancing |
21 | $2,411,000 |
$114,000 | $560,000 |
$69,000 | $266,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $1,567,000 |
$142,000 | $560,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
63 | $6,884,000 |
$109,000 | $650,000 |
$69,000 | $372,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
70 | $8,027,000 |
$114,000 | $650,000 |
$59,000 | $372,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
4 | $424,000 |
$106,000 | $135,000 |
$37,000 | $51,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
4 | $344,000 |
$86,000 | $124,000 |
$112,000 | $372,000 |
| Application Denied By Financial Institution |
8 | $627,000 |
$78,000 | $130,000 |
$39,000 | $70,000 |
| Application Withdrawn By Applicant |
2 | $200,000 |
$100,000 | $120,000 |
$33,000 | $42,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
60 | $7,280,000 |
$121,000 | $650,000 |
$58,000 | $266,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $92,000 |
$92,000 | $92,000 |
$43,000 | $43,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $353,000 |
$88,000 | $130,000 |
$45,000 | $70,000 |
| Debt-To-Income Ratio |
1 | $96,000 |
$96,000 | $96,000 |
$18,000 | $18,000 |
| Employment History |
1 | $56,000 |
$56,000 | $56,000 |
$38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $30,000 |
$30,000 | $30,000 |
$31,000 | $31,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for COMMUNITY BANK OF MISSOURI by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
