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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK OF NAPLES
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK OF NAPLES |
| Address | 5150 TAMIAMI TRAIL NORTH
NAPLES, FL 34103 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,773,000 |
| Average Mortgage Loan Amount Applied For | $410,500 |
| Highest Mortgage Loan Amount Applied For | $2,300,000 |
| Average Applicant Income | $75,500 |
| Highest Applicant Income | $820,000 |
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| Home Improvement |
1 | $15,000 |
$15,000 | $15,000 |
$15,000 | $15,000 |
| Home Purchase |
31 | $13,732,000 |
$442,000 | $2,300,000 |
$104,000 | $820,000 |
| Refinancing |
8 | $3,026,000 |
$378,000 | $889,000 |
$46,000 | $146,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $420,000 |
$420,000 | $420,000 |
$176,000 | $176,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $1,202,000 |
$300,000 | $426,000 |
$158,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $6,155,000 |
$473,000 | $1,500,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
22 | $8,996,000 |
$408,000 | $2,300,000 |
$127,000 | $820,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
40 | $16,773,000 |
$419,000 | $2,300,000 |
$90,000 | $820,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $285,000 |
$285,000 | $285,000 |
$146,000 | $146,000 |
| Application Denied By Financial Institution |
5 | $1,796,000 |
$359,000 | $975,000 |
$114,000 | $176,000 |
| Application Withdrawn By Applicant |
5 | $1,689,000 |
$337,000 | $660,000 |
$45,000 | $110,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
29 | $13,003,000 |
$448,000 | $2,300,000 |
$92,000 | $820,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $270,000 |
$270,000 | $270,000 |
$65,000 | $65,000 |
| Debt-To-Income Ratio |
4 | $1,526,000 |
$381,000 | $975,000 |
$127,000 | $176,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK OF NAPLES by:
Metropolitan Area And
County
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