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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK OF PARKERSBURG
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK OF PARKERSBURG |
| Address | 631 JULIANA STREET
PARKERSBURG, WV 26101 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 251 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,845,000 |
| Average Mortgage Loan Amount Applied For | $74,500 |
| Highest Mortgage Loan Amount Applied For | $242,000 |
| Average Applicant Income | $49,750 |
| Highest Applicant Income | $625,000 |
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| Home Improvement |
90 | $2,014,000 |
$22,000 | $242,000 |
$55,000 | $625,000 |
| Home Purchase |
97 | $7,058,000 |
$72,000 | $194,000 |
$56,000 | $330,000 |
| Refinancing |
103 | $7,781,000 |
$75,000 | $239,000 |
$59,000 | $428,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $38,000 |
$38,000 | $38,000 |
$77,000 | $77,000 |
| Black or African American |
1 | $18,000 |
$18,000 | $18,000 |
$65,000 | $65,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $40,000 |
$40,000 | $40,000 |
$13,000 | $13,000 |
| White |
287 | $16,757,000 |
$58,000 | $242,000 |
$57,000 | $625,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
290 | $16,853,000 |
$58,000 | $242,000 |
$57,000 | $625,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
21 | $695,000 |
$33,000 | $88,000 |
$25,000 | $77,000 |
| Application Withdrawn By Applicant |
2 | $363,000 |
$181,000 | $238,000 |
$49,000 | $67,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
267 | $15,795,000 |
$59,000 | $242,000 |
$59,000 | $625,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $49,000 |
$49,000 | $49,000 |
$48,000 | $48,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
12 | $361,000 |
$30,000 | $71,000 |
$29,000 | $77,000 |
| Debt-To-Income Ratio |
3 | $85,000 |
$28,000 | $42,000 |
$13,000 | $20,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $88,000 |
$88,000 | $88,000 |
$52,000 | $52,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $30,000 |
$30,000 | $30,000 |
$16,000 | $16,000 |
| Unverifiable Information |
1 | $41,000 |
$41,000 | $41,000 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK OF PARKERSBURG by:
Metropolitan Area And
County
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