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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK OF WEST GEORGIA
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK OF WEST GEORGIA |
| Address | 662 HIGHWAY 61
VILLA RICA, GA 30180 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 83 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,258,000 |
| Average Mortgage Loan Amount Applied For | $151,733 |
| Highest Mortgage Loan Amount Applied For | $1,979,000 |
| Average Applicant Income | $56,933 |
| Highest Applicant Income | $269,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
34 | $4,853,000 |
$142,000 | $700,000 |
$51,000 | $269,000 |
| Refinancing |
49 | $9,405,000 |
$191,000 | $1,979,000 |
$64,000 | $200,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $596,000 |
$119,000 | $168,000 |
$22,000 | $49,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
2 | $57,000 |
$28,000 | $29,000 |
$156,000 | $156,000 |
| Not applicable |
13 | $4,493,000 |
$345,000 | $1,979,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
63 | $9,112,000 |
$144,000 | $681,000 |
$71,000 | $269,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
83 | $14,258,000 |
$171,000 | $1,979,000 |
$59,000 | $269,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
20 | $2,741,000 |
$137,000 | $250,000 |
$57,000 | $107,000 |
| Application Withdrawn By Applicant |
22 | $2,707,000 |
$123,000 | $275,000 |
$67,000 | $127,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
41 | $8,810,000 |
$214,000 | $1,979,000 |
$56,000 | $269,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK OF WEST GEORGIA by:
Metropolitan Area And
County
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