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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK |
| Address | P.O. BOX 248
RACELAND, LA 70394 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 220 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,507,000 |
| Average Mortgage Loan Amount Applied For | $85,777 |
| Highest Mortgage Loan Amount Applied For | $488,000 |
| Average Applicant Income | $52,333 |
| Highest Applicant Income | $350,000 |
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| Home Improvement |
76 | $2,042,000 |
$26,000 | $140,000 |
$54,000 | $157,000 |
| Home Purchase |
129 | $10,859,000 |
$84,000 | $488,000 |
$60,000 | $350,000 |
| Refinancing |
24 | $2,657,000 |
$110,000 | $410,000 |
$70,000 | $154,000 |
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| American Indian or Alaskan Native |
4 | $135,000 |
$33,000 | $64,000 |
$38,000 | $57,000 |
| Asian |
3 | $451,000 |
$150,000 | $169,000 |
$56,000 | $75,000 |
| Black or African American |
14 | $573,000 |
$40,000 | $120,000 |
$71,000 | $166,000 |
| Hispanic |
3 | $111,000 |
$37,000 | $60,000 |
$50,000 | $61,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,524,000 |
$190,000 | $410,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
197 | $12,764,000 |
$64,000 | $488,000 |
$61,000 | $350,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
229 | $15,558,000 |
$67,000 | $488,000 |
$59,000 | $350,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $221,000 |
$73,000 | $100,000 |
$85,000 | $150,000 |
| Application Denied By Financial Institution |
7 | $402,000 |
$57,000 | $191,000 |
$33,000 | $61,000 |
| Application Withdrawn By Applicant |
14 | $926,000 |
$66,000 | $205,000 |
$51,000 | $125,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
205 | $14,009,000 |
$68,000 | $488,000 |
$60,000 | $350,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $112,000 |
$28,000 | $64,000 |
$39,000 | $61,000 |
| Debt-To-Income Ratio |
2 | $99,000 |
$49,000 | $65,000 |
$27,000 | $36,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK by:
Metropolitan Area And
County
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