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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK |
| Address | 549 S GUADALUPE
SANTA FE, NM 87504 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 12 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,221,000 |
| Average Mortgage Loan Amount Applied For | $171,000 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $560,000 |
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| Home Improvement |
6 | $350,000 |
$58,000 | $155,000 |
$59,000 | $88,000 |
| Home Purchase |
13 | $1,761,000 |
$135,000 | $312,000 |
$70,000 | $146,000 |
| Refinancing |
11 | $2,023,000 |
$183,000 | $700,000 |
$118,000 | $560,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
17 | $2,440,000 |
$143,000 | $700,000 |
$91,000 | $560,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $400,000 |
$200,000 | $200,000 |
$0 | $0 |
| Not Provided |
1 | $312,000 |
$312,000 | $312,000 |
$146,000 | $146,000 |
| White |
10 | $982,000 |
$98,000 | $162,000 |
$87,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
29 | $3,945,000 |
$136,000 | $700,000 |
$87,000 | $560,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $189,000 |
$189,000 | $189,000 |
$35,000 | $35,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $809,000 |
$161,000 | $312,000 |
$74,000 | $146,000 |
| Application Withdrawn By Applicant |
1 | $48,000 |
$48,000 | $48,000 |
$38,000 | $38,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
24 | $3,277,000 |
$136,000 | $700,000 |
$90,000 | $560,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $330,000 |
$165,000 | $312,000 |
$109,000 | $146,000 |
| Debt-To-Income Ratio |
3 | $479,000 |
$159,000 | $260,000 |
$51,000 | $72,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK by:
Metropolitan Area And
County
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