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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK |
| Address | 1214 TOWER AVENUE
SUPERIOR, WI 54880 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 84 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,245,000 |
| Average Mortgage Loan Amount Applied For | $70,000 |
| Highest Mortgage Loan Amount Applied For | $251,000 |
| Average Applicant Income | $69,500 |
| Highest Applicant Income | $195,000 |
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| Home Improvement |
24 | $1,534,000 |
$63,000 | $250,000 |
$56,000 | $130,000 |
| Home Purchase |
20 | $2,079,000 |
$103,000 | $220,000 |
$62,000 | $169,000 |
| Refinancing |
40 | $3,632,000 |
$90,000 | $251,000 |
$66,000 | $195,000 |
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| American Indian or Alaskan Native |
3 | $359,000 |
$119,000 | $215,000 |
$79,000 | $155,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $75,000 |
$75,000 | $75,000 |
$37,000 | $37,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
80 | $6,811,000 |
$85,000 | $251,000 |
$62,000 | $195,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
84 | $7,245,000 |
$86,000 | $251,000 |
$62,000 | $195,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $325,000 |
$162,000 | $215,000 |
$31,000 | $34,000 |
| Application Withdrawn By Applicant |
3 | $388,000 |
$129,000 | $198,000 |
$45,000 | $48,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
79 | $6,532,000 |
$82,000 | $251,000 |
$64,000 | $195,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $325,000 |
$162,000 | $215,000 |
$31,000 | $34,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK by:
Metropolitan Area And
County
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