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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK & TRUST - AL
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK & TRUST - AL |
| Address | 202 N POWELL ST
UNION SPRINGS, AL 36089 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 101 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,056,000 |
| Average Mortgage Loan Amount Applied For | $47,166 |
| Highest Mortgage Loan Amount Applied For | $405,000 |
| Average Applicant Income | $64,916 |
| Highest Applicant Income | $480,000 |
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| Home Improvement |
9 | $230,000 |
$25,000 | $77,000 |
$76,000 | $172,000 |
| Home Purchase |
24 | $948,000 |
$39,000 | $93,000 |
$68,000 | $480,000 |
| Refinancing |
68 | $3,878,000 |
$57,000 | $405,000 |
$62,000 | $480,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
47 | $1,349,000 |
$28,000 | $151,000 |
$36,000 | $183,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $833,000 |
$277,000 | $405,000 |
$338,000 | $480,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
51 | $2,874,000 |
$56,000 | $336,000 |
$75,000 | $380,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
101 | $5,056,000 |
$50,000 | $405,000 |
$65,000 | $480,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
12 | $344,000 |
$28,000 | $70,000 |
$28,000 | $117,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
89 | $4,712,000 |
$52,000 | $405,000 |
$70,000 | $480,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK & TRUST - AL by:
Metropolitan Area And
County
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