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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK & TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK & TRUST COMPANY |
| Address | 15 VARNEY ROAD
WOLFEBORO, NH 03894 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 182 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $32,235,000 |
| Average Mortgage Loan Amount Applied For | $198,142 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $109,571 |
| Highest Applicant Income | $1,082,000 |
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| Home Improvement |
28 | $4,421,000 |
$157,000 | $650,000 |
$68,000 | $271,000 |
| Home Purchase |
92 | $18,151,000 |
$197,000 | $694,000 |
$103,000 | $1,082,000 |
| Refinancing |
62 | $9,663,000 |
$155,000 | $1,200,000 |
$76,000 | $460,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $266,000 |
$88,000 | $126,000 |
$57,000 | $125,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $110,000 |
$110,000 | $110,000 |
$43,000 | $43,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
24 | $6,119,000 |
$254,000 | $650,000 |
$126,000 | $1,082,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
154 | $25,740,000 |
$167,000 | $1,200,000 |
$83,000 | $383,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
182 | $32,235,000 |
$177,000 | $1,200,000 |
$88,000 | $1,082,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
19 | $4,215,000 |
$221,000 | $655,000 |
$85,000 | $292,000 |
| Application Denied By Financial Institution |
21 | $2,296,000 |
$109,000 | $510,000 |
$48,000 | $125,000 |
| Application Withdrawn By Applicant |
4 | $791,000 |
$197,000 | $329,000 |
$66,000 | $101,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
138 | $24,933,000 |
$180,000 | $1,200,000 |
$95,000 | $1,082,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK & TRUST COMPANY by:
Metropolitan Area And
County
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