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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK & TRUST OF FLOR
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK & TRUST OF FLOR |
| Address | P.O. BOX 1570
OCALA, FL 34478 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 80 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,589,000 |
| Average Mortgage Loan Amount Applied For | $358,000 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $416,500 |
| Highest Applicant Income | $2,036,000 |
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| Home Improvement |
11 | $1,567,000 |
$142,000 | $340,000 |
$96,000 | $676,000 |
| Home Purchase |
47 | $12,824,000 |
$272,000 | $1,036,000 |
$157,000 | $2,036,000 |
| Refinancing |
22 | $8,198,000 |
$372,000 | $1,200,000 |
$111,000 | $611,000 |
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| American Indian or Alaskan Native |
1 | $21,000 |
$21,000 | $21,000 |
$55,000 | $55,000 |
| Asian |
3 | $904,000 |
$301,000 | $373,000 |
$428,000 | $1,250,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
6 | $1,256,000 |
$209,000 | $480,000 |
$76,000 | $175,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $2,711,000 |
$271,000 | $940,000 |
$0 | $0 |
| Not Provided |
6 | $982,000 |
$163,000 | $234,000 |
$58,000 | $169,000 |
| White |
54 | $16,715,000 |
$309,000 | $1,200,000 |
$162,000 | $2,036,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
80 | $22,589,000 |
$282,000 | $1,200,000 |
$136,000 | $2,036,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $320,000 |
$160,000 | $180,000 |
$57,000 | $114,000 |
| Application Denied By Financial Institution |
21 | $4,156,000 |
$197,000 | $640,000 |
$43,000 | $116,000 |
| Application Withdrawn By Applicant |
5 | $795,000 |
$159,000 | $340,000 |
$60,000 | $169,000 |
| File Closed For Incompleteness |
2 | $760,000 |
$380,000 | $640,000 |
$15,000 | $31,000 |
| Loan Originated |
50 | $16,558,000 |
$331,000 | $1,200,000 |
$190,000 | $2,036,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK & TRUST OF FLOR by:
Metropolitan Area And
County
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