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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK & TRUST |
| Address | 604 N. 8TH STREET
SHEBOYGAN, WI 53081 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 948 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $108,523,000 |
| Average Mortgage Loan Amount Applied For | $162,551 |
| Highest Mortgage Loan Amount Applied For | $1,650,000 |
| Average Applicant Income | $74,724 |
| Highest Applicant Income | $529,000 |
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| Home Improvement |
85 | $4,135,000 |
$48,000 | $1,072,000 |
$56,000 | $275,000 |
| Home Purchase |
425 | $47,461,000 |
$111,000 | $960,000 |
$64,000 | $529,000 |
| Refinancing |
442 | $57,309,000 |
$129,000 | $1,650,000 |
$70,000 | $515,000 |
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| American Indian or Alaskan Native |
4 | $1,186,000 |
$296,000 | $800,000 |
$184,000 | $515,000 |
| Asian |
28 | $3,832,000 |
$136,000 | $960,000 |
$107,000 | $529,000 |
| Black or African American |
4 | $250,000 |
$62,000 | $112,000 |
$76,000 | $84,000 |
| Hispanic |
31 | $2,752,000 |
$88,000 | $320,000 |
$55,000 | $100,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
35 | $9,065,000 |
$259,000 | $1,650,000 |
$0 | $0 |
| Not Provided |
55 | $6,973,000 |
$126,000 | $417,000 |
$62,000 | $164,000 |
| White |
795 | $84,847,000 |
$106,000 | $680,000 |
$68,000 | $486,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
952 | $108,905,000 |
$114,000 | $1,650,000 |
$66,000 | $529,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $419,000 |
$209,000 | $300,000 |
$66,000 | $72,000 |
| Application Denied By Financial Institution |
103 | $12,094,000 |
$117,000 | $620,000 |
$47,000 | $136,000 |
| Application Withdrawn By Applicant |
104 | $12,528,000 |
$120,000 | $960,000 |
$68,000 | $529,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
740 | $83,557,000 |
$112,000 | $1,650,000 |
$69,000 | $515,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $307,000 |
$102,000 | $127,000 |
$44,000 | $72,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK & TRUST by:
Metropolitan Area And
County
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