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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANK & TRUST - W GA
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANK & TRUST - W GA |
| Address | 201 BROAD ST
LAGRANGA, GA 30240 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 331 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $28,719,000 |
| Average Mortgage Loan Amount Applied For | $105,666 |
| Highest Mortgage Loan Amount Applied For | $1,281,000 |
| Average Applicant Income | $97,066 |
| Highest Applicant Income | $648,000 |
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| Home Improvement |
15 | $430,000 |
$28,000 | $140,000 |
$45,000 | $101,000 |
| Home Purchase |
179 | $15,358,000 |
$85,000 | $1,031,000 |
$86,000 | $622,000 |
| Refinancing |
137 | $12,931,000 |
$94,000 | $1,281,000 |
$89,000 | $648,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $287,000 |
$95,000 | $182,000 |
$55,000 | $65,000 |
| Black or African American |
45 | $2,864,000 |
$63,000 | $156,000 |
$69,000 | $202,000 |
| Hispanic |
4 | $304,000 |
$76,000 | $140,000 |
$59,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $751,000 |
$125,000 | $250,000 |
$62,000 | $103,000 |
| Not applicable |
46 | $7,139,000 |
$155,000 | $1,281,000 |
$12,000 | $216,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
227 | $17,374,000 |
$76,000 | $292,000 |
$104,000 | $648,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
331 | $28,719,000 |
$86,000 | $1,281,000 |
$85,000 | $648,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $107,000 |
$53,000 | $60,000 |
$160,000 | $290,000 |
| Application Denied By Financial Institution |
6 | $278,000 |
$46,000 | $105,000 |
$40,000 | $86,000 |
| Application Withdrawn By Applicant |
11 | $1,008,000 |
$91,000 | $190,000 |
$116,000 | $413,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
312 | $27,326,000 |
$87,000 | $1,281,000 |
$84,000 | $648,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANK & TRUST - W GA by:
Metropolitan Area And
County
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