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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BANKS OF COLORADO
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BANKS OF COLORADO |
| Address | 406 N MAIN ST
PUEBLO, CO 81003 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 655 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $109,324,000 |
| Average Mortgage Loan Amount Applied For | $199,545 |
| Highest Mortgage Loan Amount Applied For | $5,550,000 |
| Average Applicant Income | $94,963 |
| Highest Applicant Income | $2,065,000 |
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| Home Improvement |
54 | $6,567,000 |
$121,000 | $2,725,000 |
$50,000 | $531,000 |
| Home Purchase |
430 | $67,469,000 |
$156,000 | $1,450,000 |
$89,000 | $1,174,000 |
| Refinancing |
174 | $35,834,000 |
$205,000 | $5,550,000 |
$97,000 | $2,065,000 |
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| American Indian or Alaskan Native |
5 | $1,078,000 |
$215,000 | $359,000 |
$153,000 | $236,000 |
| Asian |
4 | $531,000 |
$132,000 | $152,000 |
$87,000 | $161,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
98 | $7,080,000 |
$72,000 | $500,000 |
$43,000 | $227,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $380,000 |
$126,000 | $170,000 |
$59,000 | $63,000 |
| Not applicable |
46 | $25,016,000 |
$543,000 | $5,550,000 |
$0 | $0 |
| Not Provided |
54 | $7,922,000 |
$146,000 | $630,000 |
$88,000 | $590,000 |
| White |
448 | $67,863,000 |
$151,000 | $1,288,000 |
$107,000 | $2,065,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
616 | $105,321,000 |
$170,000 | $5,550,000 |
$91,000 | $2,065,000 |
| FHA-insured (Federal Housing Administration) |
40 | $4,280,000 |
$107,000 | $203,000 |
$45,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $269,000 |
$134,000 | $155,000 |
$47,000 | $56,000 |
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| Application Approved But Not Accepted |
24 | $4,097,000 |
$170,000 | $1,000,000 |
$105,000 | $564,000 |
| Application Denied By Financial Institution |
75 | $9,997,000 |
$133,000 | $960,000 |
$53,000 | $392,000 |
| Application Withdrawn By Applicant |
42 | $7,273,000 |
$173,000 | $1,288,000 |
$121,000 | $590,000 |
| File Closed For Incompleteness |
4 | $289,000 |
$72,000 | $105,000 |
$33,000 | $46,000 |
| Loan Originated |
513 | $88,214,000 |
$171,000 | $5,550,000 |
$90,000 | $2,065,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BANKS OF COLORADO by:
Metropolitan Area And
County
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