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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY BK & TRUST OF SE AL
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY BK & TRUST OF SE AL |
| Address | PO BOX 311245
ENTERPRISE, AL 36330 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 133 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,085,000 |
| Average Mortgage Loan Amount Applied For | $229,307 |
| Highest Mortgage Loan Amount Applied For | $1,462,000 |
| Average Applicant Income | $160,076 |
| Highest Applicant Income | $823,000 |
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| Home Improvement |
31 | $1,143,000 |
$36,000 | $160,000 |
$95,000 | $545,000 |
| Home Purchase |
64 | $10,574,000 |
$165,000 | $1,150,000 |
$105,000 | $823,000 |
| Refinancing |
38 | $6,368,000 |
$167,000 | $1,462,000 |
$121,000 | $725,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $346,000 |
$43,000 | $138,000 |
$26,000 | $60,000 |
| Hispanic |
2 | $37,000 |
$18,000 | $21,000 |
$19,000 | $20,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
18 | $3,947,000 |
$219,000 | $633,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
105 | $13,755,000 |
$131,000 | $1,462,000 |
$134,000 | $823,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
133 | $18,085,000 |
$135,000 | $1,462,000 |
$107,000 | $823,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $373,000 |
$62,000 | $142,000 |
$64,000 | $240,000 |
| Application Denied By Financial Institution |
12 | $429,000 |
$35,000 | $138,000 |
$28,000 | $56,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
115 | $17,283,000 |
$150,000 | $1,462,000 |
$118,000 | $823,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $413,000 |
$45,000 | $138,000 |
$32,000 | $56,000 |
| Debt-To-Income Ratio |
3 | $16,000 |
$5,000 | $6,000 |
$18,000 | $28,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY BK & TRUST OF SE AL by:
Metropolitan Area And
County
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