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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY FINANCIAL CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY FINANCIAL CU |
| Address | 6855 W. 119TH AVE.
BROOMFIELD, CO 80020 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 52 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,249,000 |
| Average Mortgage Loan Amount Applied For | $42,285 |
| Highest Mortgage Loan Amount Applied For | $100,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $288,000 |
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| Home Improvement |
17 | $714,000 |
$42,000 | $100,000 |
$83,000 | $150,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
35 | $1,535,000 |
$43,000 | $70,000 |
$86,000 | $288,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $80,000 |
$40,000 | $70,000 |
$80,000 | $106,000 |
| Black or African American |
1 | $54,000 |
$54,000 | $54,000 |
$49,000 | $49,000 |
| Hispanic |
5 | $179,000 |
$35,000 | $65,000 |
$63,000 | $115,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
44 | $1,936,000 |
$44,000 | $100,000 |
$89,000 | $288,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
52 | $2,249,000 |
$43,000 | $100,000 |
$85,000 | $288,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $192,000 |
$48,000 | $100,000 |
$70,000 | $127,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
48 | $2,057,000 |
$42,000 | $85,000 |
$87,000 | $288,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $15,000 |
$15,000 | $15,000 |
$127,000 | $127,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $77,000 |
$38,000 | $67,000 |
$40,000 | $55,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $100,000 |
$100,000 | $100,000 |
$74,000 | $74,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY FINANCIAL CU by:
Metropolitan Area And
County
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