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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY FIRST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY FIRST BANK |
| Address | P.O. BOX 405
BUTLER, MO 64730 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 89 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,816,000 |
| Average Mortgage Loan Amount Applied For | $126,777 |
| Highest Mortgage Loan Amount Applied For | $435,000 |
| Average Applicant Income | $95,666 |
| Highest Applicant Income | $264,000 |
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| Home Improvement |
10 | $272,000 |
$27,000 | $61,000 |
$36,000 | $54,000 |
| Home Purchase |
40 | $3,818,000 |
$95,000 | $435,000 |
$58,000 | $264,000 |
| Refinancing |
39 | $2,726,000 |
$69,000 | $327,000 |
$29,000 | $178,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $11,000 |
$11,000 | $11,000 |
$13,000 | $13,000 |
| Hispanic |
2 | $133,000 |
$66,000 | $68,000 |
$29,000 | $59,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
86 | $6,672,000 |
$77,000 | $435,000 |
$43,000 | $264,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
89 | $6,816,000 |
$76,000 | $435,000 |
$43,000 | $264,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $534,000 |
$53,000 | $98,000 |
$34,000 | $72,000 |
| Application Withdrawn By Applicant |
2 | $120,000 |
$60,000 | $100,000 |
$26,000 | $35,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
77 | $6,162,000 |
$80,000 | $435,000 |
$44,000 | $264,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $390,000 |
$55,000 | $98,000 |
$38,000 | $72,000 |
| Debt-To-Income Ratio |
2 | $87,000 |
$43,000 | $57,000 |
$13,000 | $17,000 |
| Employment History |
1 | $57,000 |
$57,000 | $57,000 |
$44,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY FIRST BANK by:
Metropolitan Area And
County
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