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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY FIRST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY FIRST BANK |
| Address | 4600 NORTH ILLINOIS
FAIRVIEW HEIGHTS, IL 62208 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 70 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,477,000 |
| Average Mortgage Loan Amount Applied For | $172,500 |
| Highest Mortgage Loan Amount Applied For | $1,750,000 |
| Average Applicant Income | $173,666 |
| Highest Applicant Income | $737,000 |
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| Home Improvement |
30 | $1,276,000 |
$42,000 | $575,000 |
$83,000 | $184,000 |
| Home Purchase |
34 | $5,968,000 |
$175,000 | $1,750,000 |
$42,000 | $259,000 |
| Refinancing |
6 | $1,233,000 |
$205,000 | $546,000 |
$163,000 | $737,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $8,000 |
$8,000 | $8,000 |
$48,000 | $48,000 |
| Black or African American |
4 | $78,000 |
$19,000 | $68,000 |
$54,000 | $97,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
13 | $2,863,000 |
$220,000 | $441,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
52 | $5,528,000 |
$106,000 | $1,750,000 |
$89,000 | $737,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
70 | $8,477,000 |
$121,000 | $1,750,000 |
$70,000 | $737,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $29,000 |
$7,000 | $14,000 |
$65,000 | $96,000 |
| Application Withdrawn By Applicant |
1 | $3,000 |
$3,000 | $3,000 |
$37,000 | $37,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
65 | $8,445,000 |
$129,000 | $1,750,000 |
$71,000 | $737,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
4 | $29,000 |
$7,000 | $14,000 |
$65,000 | $96,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY FIRST BANK by:
Metropolitan Area And
County
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