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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY FIRST BANK OF HO CO
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY FIRST BANK OF HO CO |
| Address | 201 WEST SYCAMORE ST
KOKOMO, IN 46901 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 116 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,685,000 |
| Average Mortgage Loan Amount Applied For | $176,307 |
| Highest Mortgage Loan Amount Applied For | $780,000 |
| Average Applicant Income | $78,307 |
| Highest Applicant Income | $390,000 |
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| Home Improvement |
5 | $326,000 |
$65,000 | $124,000 |
$77,000 | $129,000 |
| Home Purchase |
54 | $5,632,000 |
$104,000 | $355,000 |
$79,000 | $390,000 |
| Refinancing |
57 | $7,727,000 |
$135,000 | $780,000 |
$78,000 | $305,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $304,000 |
$152,000 | $277,000 |
$130,000 | $139,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $3,022,000 |
$335,000 | $780,000 |
$12,000 | $109,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
105 | $10,359,000 |
$98,000 | $408,000 |
$83,000 | $390,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
116 | $13,685,000 |
$117,000 | $780,000 |
$78,000 | $390,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $220,000 |
$220,000 | $220,000 |
$200,000 | $200,000 |
| Application Denied By Financial Institution |
3 | $258,000 |
$86,000 | $140,000 |
$55,000 | $65,000 |
| Application Withdrawn By Applicant |
3 | $259,000 |
$86,000 | $124,000 |
$42,000 | $62,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
109 | $12,948,000 |
$118,000 | $780,000 |
$79,000 | $390,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $41,000 |
$41,000 | $41,000 |
$56,000 | $56,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $217,000 |
$108,000 | $140,000 |
$54,000 | $65,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY FIRST BANK OF HO CO by:
Metropolitan Area And
County
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