|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
COMMUNITY FIRST BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
COMMUNITY FIRST BANK |
| Address | PO BOX 459
SENECA, SC 29679 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 258 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,864,000 |
| Average Mortgage Loan Amount Applied For | $296,875 |
| Highest Mortgage Loan Amount Applied For | $1,560,000 |
| Average Applicant Income | $97,500 |
| Highest Applicant Income | $1,200,000 |
|
|
|
| Home Improvement |
85 | $866,000 |
$10,000 | $150,000 |
$36,000 | $180,000 |
| Home Purchase |
117 | $14,328,000 |
$122,000 | $1,560,000 |
$92,000 | $1,200,000 |
| Refinancing |
56 | $5,670,000 |
$101,000 | $600,000 |
$62,000 | $252,000 |
|
|
| American Indian or Alaskan Native |
1 | $2,000 |
$2,000 | $2,000 |
$42,000 | $42,000 |
| Asian |
2 | $497,000 |
$248,000 | $450,000 |
$170,000 | $194,000 |
| Black or African American |
4 | $1,672,000 |
$418,000 | $1,560,000 |
$28,000 | $50,000 |
| Hispanic |
9 | $205,000 |
$22,000 | $54,000 |
$40,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $1,655,000 |
$137,000 | $482,000 |
$173,000 | $1,200,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
230 | $16,833,000 |
$73,000 | $665,000 |
$63,000 | $528,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
258 | $20,864,000 |
$80,000 | $1,560,000 |
$67,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $507,000 |
$63,000 | $200,000 |
$34,000 | $89,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
250 | $20,357,000 |
$81,000 | $1,560,000 |
$68,000 | $1,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $371,000 |
$61,000 | $200,000 |
$34,000 | $89,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
2 | $136,000 |
$68,000 | $110,000 |
$33,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for COMMUNITY FIRST BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
