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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY FIRSTBANK OF CHARLES
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY FIRSTBANK OF CHARLES |
| Address | 884 ORLEANS ROAD
CHARLESTON, SC 29407 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 254 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $62,389,000 |
| Average Mortgage Loan Amount Applied For | $209,000 |
| Highest Mortgage Loan Amount Applied For | $1,440,000 |
| Average Applicant Income | $165,000 |
| Highest Applicant Income | $1,735,000 |
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| Home Improvement |
3 | $350,000 |
$116,000 | $245,000 |
$49,000 | $148,000 |
| Home Purchase |
152 | $33,900,000 |
$223,000 | $1,440,000 |
$104,000 | $487,000 |
| Refinancing |
102 | $28,720,000 |
$281,000 | $1,279,000 |
$151,000 | $1,735,000 |
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| American Indian or Alaskan Native |
2 | $165,000 |
$82,000 | $154,000 |
$82,000 | $82,000 |
| Asian |
2 | $579,000 |
$289,000 | $324,000 |
$259,000 | $351,000 |
| Black or African American |
11 | $1,435,000 |
$130,000 | $245,000 |
$48,000 | $87,000 |
| Hispanic |
1 | $15,000 |
$15,000 | $15,000 |
$66,000 | $66,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $5,524,000 |
$324,000 | $890,000 |
$6,000 | $113,000 |
| Not Provided |
48 | $9,299,000 |
$193,000 | $508,000 |
$128,000 | $1,735,000 |
| White |
176 | $45,953,000 |
$261,000 | $1,440,000 |
$136,000 | $1,236,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
257 | $62,970,000 |
$245,000 | $1,440,000 |
$122,000 | $1,735,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $2,704,000 |
$450,000 | $1,275,000 |
$175,000 | $514,000 |
| Application Withdrawn By Applicant |
24 | $6,053,000 |
$252,000 | $1,040,000 |
$145,000 | $426,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
227 | $54,213,000 |
$238,000 | $1,440,000 |
$119,000 | $1,735,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY FIRSTBANK OF CHARLES by:
Metropolitan Area And
County
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