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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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COMMUNITY HOME LOAN, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
COMMUNITY HOME LOAN, INC |
| Address | 202 WEST COLORADO STREET
LA GRANGE, TX 78945 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 610 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $83,470,000 |
| Average Mortgage Loan Amount Applied For | $134,615 |
| Highest Mortgage Loan Amount Applied For | $1,279,000 |
| Average Applicant Income | $79,730 |
| Highest Applicant Income | $600,000 |
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| Home Improvement |
1 | $154,000 |
$154,000 | $154,000 |
$169,000 | $169,000 |
| Home Purchase |
550 | $73,157,000 |
$117,500 | $1,279,000 |
$80,500 | $600,000 |
| Refinancing |
59 | $10,159,000 |
$191,500 | $960,000 |
$78,500 | $566,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
13 | $1,613,000 |
$124,000 | $254,000 |
$93,000 | $190,000 |
| Black or African American |
24 | $2,812,000 |
$126,000 | $233,000 |
$86,000 | $177,000 |
| Hispanic |
173 | $18,342,000 |
$106,000 | $424,000 |
$51,000 | $516,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $376,000 |
$70,000 | $161,000 |
$79,000 | $134,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
9 | $1,158,000 |
$128,000 | $191,000 |
$60,000 | $92,000 |
| White |
386 | $59,169,000 |
$161,000 | $1,279,000 |
$87,333 | $600,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
454 | $66,262,000 |
$130,250 | $1,279,000 |
$83,000 | $600,000 |
| FHA-insured (Federal Housing Administration) |
133 | $14,169,000 |
$121,000 | $175,000 |
$77,500 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
23 | $3,039,000 |
$132,000 | $240,000 |
$60,000 | $134,000 |
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| Application Approved But Not Accepted |
9 | $1,049,000 |
$116,000 | $336,000 |
$71,000 | $192,000 |
| Application Denied By Financial Institution |
10 | $1,030,000 |
$103,000 | $214,000 |
$42,000 | $107,000 |
| Application Withdrawn By Applicant |
1 | $97,000 |
$97,000 | $97,000 |
$31,000 | $31,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
586 | $80,773,000 |
$124,750 | $1,279,000 |
$82,000 | $600,000 |
| Loan Purchased By The Institution |
4 | $521,000 |
$130,000 | $211,000 |
$96,000 | $168,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $61,000 |
$61,000 | $61,000 |
$49,000 | $49,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $104,000 |
$104,000 | $104,000 |
$40,000 | $40,000 |
| Debt-To-Income Ratio |
6 | $643,000 |
$107,000 | $214,000 |
$30,000 | $58,000 |
| Employment History |
1 | $105,000 |
$105,000 | $105,000 |
$38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for COMMUNITY HOME LOAN, INC by:
Metropolitan Area And
County
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